YKK AP America Inc. is an innovation-driven manufacturer of commercial façade systems and residential windows and doors. Along with our subsidiary, ERIE Architectural Products, we support forward-thinking architecture through advanced manufacturing, sustainable design, and long-term value.
At YKK AP America, we turn architectural innovation into solutions that protect the environment, create value for our customers, and strengthen communities.
At YKK AP, we design and manufacture high-quality fenestration solutions for both commercial and residential markets. See the types of products we offer.
Our products are used on buildings across the United States. Visit our project portfolio to see commercial projects featuring products from YKK AP and Erie AP.
The STUDIO 101 Design Center offers hands-on product demonstrations and training events. Featuring products from our commercial, residential and Erie AP businesses, we have locations in downtown Atlanta, GA and Rancho Cucamonga, CA.
YKK AP Inc. (Japan) is dedicated to building a better society through our Architectural Products (industrial products for construction), such as windows, doors, curtain walls, and exterior products.
At YKK AP and ERIE AP, we believe a career should be more than just a job, it should be a path to growth, purpose, and possibility. When you join our team, you become part of a global company that values innovation, craftsmanship, and collaboration. Here, your ideas matter, your work makes an impact, and your future has no limits.
We are looking for people who want to thrive in a collaborative culture and are motivated to do their best work. Our hiring process is the primary opportunity for us to get to know each other.
Nobody can be right 100% of the time, but if you’re a savvy, experienced homeowner who also follows financial markets closely, the odds are definitely more in your favor. Here are some reasons why it might make sense to let your rate float:
You’re confident in your knowledge of the general financial landscape, and you’re confident that the market will react to events in a way that is tethered to reality (that second part is never a guarantee).
Your finances are secure enough that an unexpected rate jump before you lock would be more annoying than outright catastrophic.
You’re risk tolerant enough that you won’t be stressed out by rate fluctuations during the homebuying process.
You’re considering an ARM loan. Many borrowers will be refinancing at the end of the intro period of their ARM loan anyways, so there is less risk of becoming locked into a higher rate for 15 or 30 years if you catch an unlucky rate bounce.
Reasons to lock in your rate
Remember, it’s impossible to correctly predict the movement of mortgage rates 100% of the time. Like a small child that has stayed up an hour past their bedtime, their movement is unpredictable and sometimes violent. For many homebuyers, the certainty that a rate lock provides has value in itself. With that in mind, requesting a mortgage rate lock may make sense if:
You’ve shopped around and confirmed your lender offers the best rate (psst – we probably do)
You’re confident you’ll close the loan within the rate lock period.
You don’t want to deal with the stress of worrying about rates climbing before you close.
You don’t want to have to buy discount points to reduce your rate at closing.
Reasons to float your rate
Nobody can be right 100% of the time, but if you’re a savvy, experienced homeowner who also follows financial markets closely, the odds are definitely more in your favor. Here are some reasons why it might make sense to let your rate float:
You’re confident in your knowledge of the general financial landscape, and you’re confident that the market will react to events in a way that is tethered to reality (that second part is never a guarantee).
Your finances are secure enough that an unexpected rate jump before you lock would be more annoying than outright catastrophic.
You’re risk tolerant enough that you won’t be stressed out by rate fluctuations during the homebuying process.
You’re considering an ARM loan. Many borrowers will be refinancing at the end of the intro period of their ARM loan anyways, so there is less risk of becoming locked into a higher rate for 15 or 30 years if you catch an unlucky rate bounce.
Just remember, whether you choose to float or lock, your loan officer will help you make an informed decision and will support you with what decision you make. After all, buying a house is a big deal, and you want to enjoy the process, not stress about interest rates! Get in touch with one of our friendly and knowledgeable loan experts if you have any questions, or want to know more about the pros and cons of floating your interest rate.
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Nobody can be right 100% of the time, but if you’re a savvy, experienced homeowner who also follows financial markets closely, the odds are definitely more in your favor. Here are some reasons why it might make sense to let your rate float:
You’re confident in your knowledge of the general financial landscape, and you’re confident that the market will react to events in a way that is tethered to reality (that second part is never a guarantee).
Your finances are secure enough that an unexpected rate jump before you lock would be more annoying than outright catastrophic.
You’re risk tolerant enough that you won’t be stressed out by rate fluctuations during the homebuying process.
You’re considering an ARM loan. Many borrowers will be refinancing at the end of the intro period of their ARM loan anyways, so there is less risk of becoming locked into a higher rate for 15 or 30 years if you catch an unlucky rate bounce.
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Reasons to lock in your rate
Remember, it’s impossible to correctly predict the movement of mortgage rates 100% of the time. Like a small child that has stayed up an hour past their bedtime, their movement is unpredictable and sometimes violent. For many homebuyers, the certainty that a rate lock provides has value in itself. With that in mind, requesting a mortgage rate lock may make sense if:
You’ve shopped around and confirmed your lender offers the best rate (psst – we probably do)
You’re confident you’ll close the loan within the rate lock period.
You don’t want to deal with the stress of worrying about rates climbing before you close.
You don’t want to have to buy discount points to reduce your rate at closing.
Reasons to float your rate
Nobody can be right 100% of the time, but if you’re a savvy, experienced homeowner who also follows financial markets closely, the odds are definitely more in your favor. Here are some reasons why it might make sense to let your rate float:
You’re confident in your knowledge of the general financial landscape, and you’re confident that the market will react to events in a way that is tethered to reality (that second part is never a guarantee).
Your finances are secure enough that an unexpected rate jump before you lock would be more annoying than outright catastrophic.
You’re risk tolerant enough that you won’t be stressed out by rate fluctuations during the homebuying process.
You’re considering an ARM loan. Many borrowers will be refinancing at the end of the intro period of their ARM loan anyways, so there is less risk of becoming locked into a higher rate for 15 or 30 years if you catch an unlucky rate bounce.
Just remember, whether you choose to float or lock, your loan officer will help you make an informed decision and will support you with what decision you make. After all, buying a house is a big deal, and you want to enjoy the process, not stress about interest rates! Get in touch with one of our friendly and knowledgeable loan experts if you have any questions, or want to know more about the pros and cons of floating your interest rate.
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